Road Cycling Travel Insurance
Cover for recreational road cycling and related injuries
Access to 24/7 emergency medical support
Quick online quotes for your trip
Get QuotesOver 100 activities included at no extra cost on Direct Travel policies.
What is road cycling?
Road cycling involves riding a bicycle on paved public roads and designated cycle routes. It can be a leisurely holiday activity, a way to travel between destinations or part of a longer cycling itinerary completed over several days.
Can I get travel insurance for road cycling?
Yes, policies that cover recreational road cycling can be available through Direct Travel.
Select road cycling when getting your quote and check that it appears on your Policy Certificate or policy documents. Cover can be available when cycling is a method of transport or takes place over multiple days, provided your plans remain within the insured activity and policy conditions.
Road cycling top tips:
- Choose road cycling when getting your quote
- Check that it appears on your policy documents
- Wear a helmet and appropriate protective clothing
- Follow local road laws and use designated cycling routes where available
- Make sure your planned route is suitable for road cycling
- Remember that damage to the bicycle is not covered
What can travel insurance help with?
If you’re injured while taking part in insured road cycling, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment and other travel-related problems. Travel insurance does not cover damage to your own, borrowed or hired bicycle. Check the applicable Policy Wording.
Road Cycling FAQs
Does road cycling need to be added to my travel insurance?
Activity cover varies between policies. Select road cycling when getting your quote and make sure it appears on your Policy Certificate or policy documents.
Can road cycling be my method of transport?
Yes, cover can be available when you use a bicycle to travel between places during your trip. Your route and cycling plans must remain within the road cycling activity and meet the policy’s conditions.
Can a multi-day road cycling trip be covered?
Yes, road cycling can take place over multiple days. Select the activity when getting your quote and make sure your policy covers the full destination, duration and type of trip planned.
Does road cycling cover mountain biking?
No. Road cycling relates to riding on paved roads and designated cycle routes. Mountain biking and other forms of off-road cycling are listed separately and should be added if you plan to take part.
Do I need to wear a helmet?
You should wear a helmet and follow all local safety laws. Cover may be affected if you ignore legal requirements or take part without the protective clothing required for the activity.
Can medical expenses be covered after a cycling accident?
Emergency medical expenses can be covered if road cycling is shown on your policy documents and the claim meets the policy’s terms and conditions.
Is damage to my bicycle covered?
No. Travel insurance does not cover damage to your own, borrowed, or hired bicycle. Consider separate bicycle insurance if you need protection for the bike itself.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before beginning your journey.
