Grades 1-3 River Rafting Travel Insurance

What is rafting?

Rafting is a group water sport where participants paddle down a river using inflatable rafts. Grade 1–3 rivers feature a mix of calm waters, mild waves, and moderately challenging rapids. These levels are ideal for beginners, families, and those looking to enjoy scenic views with an added splash of adventure.

Do I need travel insurance for rafting?

Yes. Even on lower-grade rivers, rafting involves risks such as falling into the water, mild collisions, or sudden weather changes. Travel insurance can help cover medical care, trip delays, or cancellations related to your rafting activity.

Why choose us?

• Specialist cover for rafting and adventure activities
• Customisable policies for solo travellers, families, or group trips
• Suitable for first-timers and experienced rafters on moderate rivers
• No hidden exclusions – clear protection for water-based excursions

What is included in rafting travel insurance?

Our rafting travel insurance includes emergency medical treatment, repatriation, cancellation protection, and assistance if your trip is disrupted.

Does standard travel insurance cover rafting?

Not always. Many basic policies exclude activities on water. A specialist policy ensures that rafting on grades 1–3 rivers is specifically covered.

Can I get rafting insurance with a medical condition?

Often, yes. Just declare your condition during the quote process, and we’ll let you know about eligibility and any additional requirements.

Is there a maximum age for rafting travel insurance?

Many providers offer cover up to age 70. If you're healthy and active, you’ll likely have options available. Always review the terms.

Top destinations for grades 1–3 rafting

• USA – Snake River and Arkansas River offer scenic and family-friendly routes
• Scotland – River Tay provides a popular entry-level rafting experience
• Slovenia – The Soca River combines turquoise waters with gentle rapids
• Italy – The Dora Baltea River offers beginner-friendly white-water stretches
• Japan – The Tone River is a great mix of calm and moderate rapids

What to pack for a rafting trip

• Quick-dry clothing and appropriate footwear
• Sunscreen, water, and snacks
• Travel documents and waterproof storage for valuables
• Spare clothes for after your trip

Common rafting injuries and how insurance helps

Even at lower grades, rafting can cause:

• Minor sprains or bruises from unexpected bumps
• Slip or strain injuries when boarding or exiting the raft
• Sunburn or dehydration from long periods on the water

Insurance can help cover medical costs, treatment abroad, and return travel if necessary.

Tips for safe and fun rafting

• Always wear a life jacket and listen to your guide
• Stay hydrated and protect yourself from the sun
• Choose a grade that matches your comfort level
• Book with a reputable operator with strong safety records