Grade 5 River Rafting Travel Insurance

What is grade 5 river rafting?

Grade 5 rafting is an expert-level white-water activity featuring powerful, unpredictable rapids, steep drops, and complex routes. It demands advanced skill, quick decision-making, and high physical endurance. Only experienced rafters should attempt these rivers.

Do I need travel insurance for rafting?

Yes. Grade 5 rafting carries serious risks including major impacts, strong currents, and the potential for injury. Travel insurance can help cover emergency medical care, trip cancellations, and interruptions linked to this high-adrenaline activity.

Why choose us?

• Specialist cover for grade 5 rafting and other extreme sports
• Customisable policies for individuals or group challenges
• Support for seasoned rafters taking on advanced rapids
• No hidden exclusions – transparent cover for adventure travel

What is included in rafting travel insurance?

Our rafting travel insurance includes emergency medical cover, personal accident, repatriation, and cancellation protection for advanced-grade rafting.

Does standard travel insurance cover rafting?

Not usually. Grade 5 rafting is often excluded from basic cover. Make sure your policy specifically lists it for proper protection.

Can I get rafting insurance with a medical condition?

Possibly. You’ll need to declare your condition during the quote process so we can assess your eligibility and let you know of any requirements.

Is there a maximum age for rafting travel insurance?

Many providers offer cover up to age 70. If you're fit and medically approved, options may be available. Always check the specific terms.

Top destinations for expert rafting

• Zambia – The Zambezi River is famed for massive rapids and wild energy
• Chile – The Futaleufú River is a world-renowned white-water destination
• Uganda – The Nile near Jinja delivers continuous, intense grade 5 rapids
• USA – West Virginia’s Gauley River is a powerhouse of technical drops and waves
• Nepal – The Tamur and Bhote Koshi rivers are remote and relentless

What to pack for a rafting trip

• Quick-dry and thermal layers suited to cold water
• Spare clothing, sun protection, and drinking water
• Essential documents and waterproof storage for valuables
• First aid supplies tailored to outdoor and water use

Common rafting injuries and how insurance helps

On grade 5 rivers, injuries can include:

• Major bruising or fractures from hard impacts
• Head or spinal injuries from violent drops or flips
• Cold water shock or exhaustion
• Soft tissue injuries from extreme paddling effort

Insurance can help cover treatment, hospital care, and recovery travel arrangements.

Tips for safe and successful rafting

• Only raft with certified guides and safety support
• Warm up and stretch before each session
• Understand your route and risk level in advance
• Keep calm under pressure and communicate clearly with your team
• Respect the river and recognise your own limits