Rafting Travel Insurance

What is Rafting?

Rafting, or white water rafting, is an adventurous water sport where participants navigate rivers or other bodies of turbulent water using an inflatable raft. It is known for its thrilling rapids and requires teamwork, physical strength, and strategic maneuvering.

Do I Need Travel Insurance for Rafting?

Yes. Rafting can be dangerous, leading to injuries from collisions or capsizing. If you’re traveling for rafting expeditions, travel insurance is crucial for covering medical expenses, lost equipment, and trip cancellations.

Why Choose Us?

• Specialist cover for rafting and high-adrenaline activities
• Customisable policies for individuals or group trips
• Protection for new rafters and experienced adventurers
• No hidden exclusions – transparent cover for adventure sports

What Is Included in Rafting Travel Insurance?

Our rafting travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents on the water.

Does Standard Travel Insurance Cover Rafting?

Typically, no. Most basic policies exclude high-risk water sports. You need a dedicated policy that specifically includes rafting for full protection.

Can I Get Rafting Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Rafting Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Rafting Destinations

• USA – Colorado River and Salmon River adventures
• Nepal – Sun Kosi and Trishuli River expeditions
• New Zealand – Shotover and Kaituna Rivers
• Canada – Ottawa River and Kicking Horse River
• Chile – Futaleufú River known for its challenging rapids

What to Pack for a Rafting Trip

• Waterproof gear and personal flotation devices
• Helmet and safety equipment
• Non-cotton clothing for layering
• Water shoes or sturdy sandals
• Personal ID, insurance documents, and emergency contacts
• Waterproof bags or containers for personal items

Common Rafting Injuries and How Insurance Helps

Rafting can cause:

• Impact injuries from hitting rocks or the raft
• Sprains or fractures from paddling or sudden movements
• Submersion injuries or near-drowning experiences
• Hypothermia or sunburn depending on weather conditions

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Rafting

• Always wear a life jacket and helmet
• Listen to your guide and follow safety instructions
• Stay hydrated and apply sunscreen regularly
• Ensure your gear is well-maintained
• Know your limits and opt for appropriate river grades