Over 100 activities covered for free on Direct Travel policies.
What is polo?
Polo is a team sport played on horseback. Riders use long-handled mallets to strike a ball and score against the opposing team. The speed of play, close contact between horses and riders, and skill needed to control the horse make it distinct from ordinary recreational horse riding.
Do I need travel insurance for polo?
Yes. Falls, collisions and accidental impacts can result in serious injuries requiring treatment abroad. Polo is only covered by a small number of the policies available through Direct Travel, so it must be selected during the quote process. Make sure polo appears on your Policy Certificate before you play.
Things to remember:
- Select polo when getting your travel insurance quotes
- Make sure polo appears on your Policy Certificate
- Do not rely on general horse riding cover, as polo is a separate activity
- Wear a riding helmet and all protective equipment required by the organiser
- Check the competition conditions before entering a match or tournament
Travel insurance that includes polo
Emergency medical expenses can be covered if you are injured while playing polo abroad. Depending on the policy selected, cover may also be available for cancellation, curtailment, personal belongings and other insured events affecting your trip.
Travel insurance does not insure the horse or replace any equine, veterinary or event insurance you may require. Read the applicable Policy Wording for the full terms, limits and exclusions.
Polo FAQs
Is polo covered by standard travel insurance?
No. Polo is only available on a small number of policies and must be selected during the quote process. Check that the activity is displayed on your Policy Certificate before taking part.
Is polo included under ordinary horse riding cover?
No. Recreational horse riding and polo are treated as separate activities. Your policy must specifically show polo if you intend to play.
Can an amateur polo match be covered?
Some policies can cover amateur participation when a match is incidental to a wider trip. Cover does not apply if playing or competing is the main purpose of your journey, or if you participate professionally, for payment, under sponsorship or for prize money.
Are emergency medical expenses covered after a polo injury?
Emergency medical expenses can be covered if you suffer an accidental injury while playing polo and the activity is shown on your policy. Excesses, benefit limits and exclusions apply.
Is Personal Liability covered while playing polo?
Personal Liability may be restricted or excluded while riding or taking part in organised sport. It does not replace liability insurance required by a horse owner, polo club or event organiser. Check the Policy Wording carefully before playing.
Can I get polo cover with a medical condition?
You may be able to obtain cover, but you must declare all relevant medical conditions during the quote process. Your cover and premium will depend on the policy and the outcome of medical screening.
Only a small number of policies available through Direct Travel include polo. Before buying, make sure the activity appears on your Policy Certificate and review the Policy Wording for all applicable terms, conditions, limits and exclusions.
