On-Road Motorcycle Travel Insurance

What is on-road motorcycling?

On-road motorcycling involves riding motorcycles on paved roads. It includes everything from commuting to long-distance touring. This activity requires skill and attention to safety, offering a thrilling way to explore different landscapes.

Do I need travel insurance for on-road motorcycling?

Yes. Motorcycling on roads can lead to accidents and injuries. If you’re travelling for motorcycle tours or events, travel insurance is important for covering medical expenses and trip cancellations.

Why choose us?

• Specialist cover for on-road motorcycling and high-adrenaline activities
• Customisable policies for individuals or group trips
• Protection for new riders and experienced motorcyclists
• No hidden exclusions – transparent cover for adventure sports

What is included in motorcycle travel insurance?

Our motorcycle travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes cover for your personal belongings, cancellation cover, and personal liability protection in case of accidents on the road.

Does standard travel insurance cover motorcycling?

Typically, no. Most basic policies exclude motorcycling as a high-risk activity. You need a dedicated policy that specifically includes on-road motorcycling for full protection.

Can I get motorcycle insurance with a medical condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is there a maximum age for motorcycle travel insurance?

Many policies offer cover up to age 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top international motorcycling destinations

• USA – Famous routes like Route 66 and the Pacific Coast Highway
• Italy – Scenic rides through Tuscany and the Amalfi Coast
• India – Challenging routes in the Himalayas
• Vietnam – Coastal roads and mountain passes
• France – Diverse landscapes from the Alps to the Riviera

What to pack for a motorcycling trip

• Helmet and protective gear (jacket, gloves, boots)
• Tool kit and navigation aids
• Personal ID, insurance documents, and emergency contacts
• Weather-appropriate clothing and a hydration pack

Common motorcycling injuries and how insurance helps

While motorcycling is exhilarating, it can pose risks:

• Fractures or dislocations from falls
• Road rash or abrasions
• Head injuries, even with a helmet
• Dehydration or sunburn on long rides

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for safe and fun motorcycling

• Always wear a helmet and protective clothing
• Check your motorcycling gear before each trip
• Follow traffic rules and ride responsibly
• Plan your route and stops for rest
• Stay hydrated and protect against the elements