On-Road Motorcycling Travel Insurance

What is on-road motorcycling?

On-road motorcycling involves riding a motorbike on paved roads, whether you're commuting, touring long-distance, or exploring scenic routes in another country. It’s a popular way to experience the landscape and culture of destinations across the globe, offering a sense of freedom and adventure.

Do I need travel insurance for on road motorcycling?

Yes. Riding a motorbike anywhere in the world carries inherent risks, from unexpected accidents to delays or injury. If you’re planning a motorbike trip abroad, having travel insurance in place is essential to cover emergency medical expenses, disruptions to your trip, or issues with your belongings.

Be sure to read your Policy Wording carefully, as many insurers have restrictions based on the engine size (cc) of your motorbike or specific licensing requirements.

Why choose us?

• Specialist cover for worldwide on road motorcycling
• Customisable policies for solo riders or group trips
• Protection for both new and experienced motorcyclists
• No hidden exclusions – clear, straightforward policy terms

What is included in on-road motorcycling travel insurance?

Our motorcycling cover includes emergency medical treatment, personal accident benefits, repatriation costs, cancellation cover, and protection for your personal motorcycling gear.

Does standard travel insurance cover motorcycling abroad?

Often not. Most standard policies exclude high-risk activities such as motorcycling. You’ll need a specific policy that clearly lists on road motorcycling as a covered activity. Some insurers may also limit cover based on the size of your motorbike.

Can I get cover if I have a medical condition?

Usually, yes. You must declare all pre-existing conditions during your quote. Each application is reviewed, and eligibility will depend on your circumstances.

Is there a maximum age for motorcycle travel insurance?

Many providers offer cover up to age 70. If you’re in good health and active, there are usually still options available. Check the Policy Wording for specific limits and requirements.

Top motorcycling destinations worldwide

• Vietnam – Iconic coastal routes and mountain roads
• USA – Route 66 and the Blue Ridge Parkway
• South Africa – Garden Route and Drakensberg rides
• New Zealand – Scenic landscapes and open highways
• Chile – Pan-American Highway and Patagonia adventures

What to pack for a global motorcycling trip

• Protective gear – helmet, gloves, jacket, boots
• Navigation tools (GPS or detailed maps)
• Weather-appropriate clothing and spare layers
• First aid supplies and hydration equipment
• Insurance documents and emergency contact info

Common injuries and how insurance helps

Wherever you’re riding, motorcycling may result in:

• Sprains, fractures, or dislocations from falls
• Minor abrasions or road rash
• Dehydration or fatigue on long rides
• More serious injuries requiring hospital care

Travel insurance helps manage the cost of treatment, emergency services, and potential trip disruption.

Tips for safe motorcycling abroad

• Always wear certified protective gear
• Know the local road laws and conditions
• Check your route and weather before setting off
• Take regular breaks and ride within your limits
• Read your Policy Wording carefully for exclusions and requirements