On-Road Motorcycling Travel Insurance

What is on-road motorcycling in Europe?

On road motorcycling in Europe involves riding a qualified motorbike on established, paved roads throughout European countries. Whether you're heading through the Alps, exploring coastal highways, or navigating scenic backroads, this activity combines the freedom of riding with Europe's diverse and beautiful terrain.

Do I need travel insurance for riding a motorbike in Europe?

Yes. Even when riding legally and responsibly, motorcycling can still lead to accidents or injuries. If you're travelling within Europe on two wheels, travel insurance helps cover emergency medical expenses, delays, lost belongings, and other unexpected costs.

It's very important to check the terms of your Policy Wording, as some insurers may restrict the engine size (cc) they cover or require additional licensing criteria.

Why choose us?

• Specialist cover for motorbiking on European roads
• Customisable policies for solo travellers or group tours
• Protection for riders of all experience levels
• No hidden exclusions – clear and reliable coverage

What is included in European motorcycling travel insurance?

Our policies include emergency medical care, personal accident protection, and repatriation. We also offer cancellation cover, liability insurance, and cover for your personal motorcycling gear.

Does standard travel insurance cover motorcycling in Europe?

Generally not. Most basic travel insurance excludes motorcycling due to risk. Always check if your policy explicitly includes riding a motorbike on-road in Europe, and be aware of any engine capacity limits.

Can I get cover if I have a medical condition?

Often, yes. Be sure to declare any pre-existing medical conditions when you request your quote. We'll review your application and let you know what options are available.

Is there a maximum age for motorcycle travel insurance?

Many policies offer cover up to age 70. If you’re in good health and remain active, coverage is often still available. Always read the policy wording carefully.

Top motorcycling routes in Europe

• France – Alpine passes and sweeping countryside roads
• Italy – The Dolomites, Amalfi Coast, and Tuscany
• Germany – The Black Forest and Bavarian routes
• Spain – Andalusian coastlines and mountain roads
• Switzerland – Panoramic alpine riding and lakeside routes

What to pack for a European motorbike tour

• Protective helmet, jacket, gloves, and boots
• Weather-appropriate clothing for varied climates
• Navigation tools (GPS and/or printed maps)
• Travel documents, ID, and emergency contact details
• Basic first aid kit and hydration supplies

Common injuries and how insurance helps

Even on safe roads, riding a motorbike can lead to:

• Fractures or sprains from falls
• Minor abrasions or road rash
• Head or back injuries in more serious collisions
• Dehydration or heat-related fatigue

Insurance helps cover treatment costs, hospital care, and trip disruption from injury.

Tips for safe riding in Europe

• Always wear approved protective gear
• Review local traffic laws and signage in advance
• Ride within speed limits and conditions
• Check the weather before long rides
• Read your Policy Wording carefully for any exclusions or restrictions