Motorcycling Travel Insurance

Know Before You Ride

Exploring new destinations on two wheels is an exciting way to travel, but before you hit the road, it’s essential to make sure your travel insurance offers the right protection—especially if you’re planning to ride a motorcycle abroad.

Important Policy Information
Please note: Our travel insurance policies only provide cover for motorbike use within Europe. Motorcycle touring outside of the EU is not covered under any of our current policies. Additionally, if the motorcycle you intend to ride is over 125cc, there is no cover under the Travel Accident/Personal Accident or Personal Liability sections of the policy wording - even for travel within Europe.

We recommend reading your policy document carefully and contacting us with any questions before setting off on your trip.

The Evolution of the Motorcycle

Motorcycles have been capturing imaginations since 1885, when Wilhelm Maybach first designed an engine-powered two-wheeler—an innovation that laid the foundation for modern motorcycling. From the resourceful early days of Harley-Davidson, who famously used a tinned tomato can as a carburettor, to today’s wide array of specialised machines, the motorcycle has evolved into a symbol of freedom and adventure.

Motorbikes now come in a variety of forms—from sleek road bikes to rugged off-road models, and versatile dual-purpose rides. Whether you’re a fan of high-speed sport bikes or long-distance cruisers, there’s a machine for every kind of rider.

Who Take Motorcycle Holidays?

Motorcycle holidays appeal to travellers who seek more than just the average getaway. The freedom of the open road, the ability to explore less-travelled routes, and the sheer thrill of the ride attract those with a sense of adventure.

However, riding abroad requires preparation and responsibility. Long rides demand stamina, focus, and some basic mechanical skills in case of minor breakdowns. Riders also need to be of legal riding age, hold the appropriate motorcycle licence, and wear the correct protective gear at all times.

European Motorcycling Destinations

Because our policies only cover motorcycling within Europe, there are still plenty of incredible journeys to enjoy right here at home.

Take Spain’s Granada province, for example. Situated in the heart of Andalusia, it offers a diverse blend of mountains, valleys, and coastlines, all set against a backdrop of historic architecture and warm Mediterranean charm. Ride east to take in the snow-capped Sierra Nevada, or head west for the cultural richness of Seville—every route brings a new adventure.

From the Pyrenees in France to the Dolomites in Italy, Europe is packed with scenic and culturally rich riding routes suitable for every type of motorcyclist.

Thinking of Touring Beyond Europe?

While destinations like Route 66 in the USA or the Australian outback might top many riders’ bucket lists, please remember that our travel insurance policies do not provide motorcycle cover outside of the EU. If you’re planning such a trip, we recommend seeking a specialist provider who offers global motorcycle travel insurance to ensure you're fully protected.

Get a Quote