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Highland Games Travel Insurance

Cover for Highland Games and related injuries

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Over 100 activities included at no extra cost on Direct Travel policies.

What are the Highland Games?

The Highland Games are traditional Scottish events combining athletic competitions with music, dancing and other cultural activities. Participants may compete in events such as tossing the caber, putting the stone, throwing weights and the hammer throw.

Can I get travel insurance for the Highland Games?

Yes, cover for amateur participation in the Highland Games can be available through the policies offered by Direct Travel.

Select Highland Games when getting your quote and check that it appears on your Policy Certificate or policy documents. Make sure the activity matches the events you plan to enter, particularly if other sports or competitions are involved.

Athlete taking part in a traditional Highland Games event

Things to remember:

  • Choose Highland Games when getting your quote
  • Check that it appears on your policy documents
  • Warm up properly before throwing or lifting events
  • Use equipment provided or approved by the event organiser
  • Keep clear of marked throwing and landing areas
  • Follow the instructions of officials and event staff

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What can travel insurance help with?

If you’re injured while taking part in insured Highland Games activities, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.

Depending on the policy selected, cover may also be available for cancellation, curtailment, personal belongings and other travel-related problems. Personal Accident, Personal Liability and cover for specialist sporting equipment can vary, so check the applicable Policy Wording.

Highland Games FAQs

Which Highland Games events can be covered?

Cover can be available for amateur participation in traditional Highland Games events. Select Highland Games when getting your quote and make sure the activity shown on your policy documents matches what you plan to do.


Can medical expenses be covered if I am injured?

Emergency medical expenses can be covered if Highland Games is shown on your policy documents and the claim meets the policy’s terms and conditions.


Is Personal Liability covered during the Highland Games?

Personal Liability may be restricted or excluded while taking part. Check the applicable cover before entering an event.


Can I enter a Highland Games competition?

Amateur participation can be covered. Professional, sponsored, or paid participation and competing for prize money are not covered.


Can I get cover if I have a medical condition?

Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.


Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.

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