Highland Games Travel Insurance

What are Highland games?

Highland games are traditional events held in Scotland and other countries to celebrate Scottish and Celtic culture. Events include caber toss, stone put, and hammer throw, along with dancing, music, and other cultural exhibitions. They emphasize strength, skill, and teamwork.

Do I need travel insurance for Highland games?

Yes. Participating in Highland games can result in injuries from heavy athletic events. If you’re travelling for these games, travel insurance is crucial for covering medical expenses, lost equipment, and trip cancellations.

Why choose us?

• Specialist cover for Highland games and high-adrenaline activities
• Customisable policies for individuals or group trips
• Protection for new participants and experienced athletes
• No hidden exclusions – transparent cover for adventure sports

What is included in Highland games travel insurance?

Our Highland games travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during the games.

Does standard travel insurance cover Highland games?

Typically, no. Most basic policies exclude heavy athletic sports. You need a dedicated policy that specifically includes Highland games for full protection.

Can I get Highland games insurance with a medical condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is there a maximum age for Highland games travel insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top international Highland games destinations

• Scotland – The original and most traditional games, including Braemar and Cowal
• USA – Numerous games across the country celebrating Scottish heritage
• Canada – Large gatherings especially in Nova Scotia and British Columbia
• Australia – Increasingly popular games reflecting Scottish diaspora
• New Zealand – Annual games with a blend of local and Scottish traditions

What to pack for a Highland games trip

• Traditional kilts and athletic gear for competition
• Protective equipment for heavy events
• Personal ID, insurance documents, and emergency contacts
• Weather-appropriate clothing and accessories

Common Highland games injuries and how insurance helps

While generally safe, Highland games can still cause:

• Muscle strains or joint injuries from heavy lifting
• Minor bruises or abrasions from athletic activities
• Dehydration or sunstroke during outdoor events

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for safe and fun Highland games

• Always warm up and cool down before and after events
• Stay hydrated and use sun protection
• Follow all safety rules and instructions
• Respect the cultural traditions and participate in the spirit of the games