Cross Country Running Travel Insurance
Cover for cross country running and related injuries
Get QuotesOver 100 activities included at no extra cost on Direct Travel policies.
What is cross country running?
Cross country running takes place over outdoor courses with natural and uneven terrain. A route might cross grass, mud, woodland, hills or gravel paths, making it a little different from running on roads or a track.
Can I get travel insurance for cross country running?
Yes, cover for amateur cross country running can be available through the policies offered by Direct Travel.
Select cross country running when getting your quote and check that it appears on your Policy Certificate or policy documents. If you’re attending a race, training camp or longer-distance event, make sure the selected cover matches exactly what you plan to do.
Things to remember:
- Choose cross country running when getting your quote
- Check that it appears on your policy documents
- Make sure your cover matches the distance and type of event
- Follow the marked route and organiser’s instructions
- Check the terrain and weather before setting off
What can travel insurance help with?
If you’re injured while taking part in insured cross country running, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Depending on the policy selected, cover may also be available for cancellation, curtailment, baggage, and other travel-related problems. Personal Liability and cover for running equipment can vary, so check the applicable Policy Wording.
Cross Country Running FAQs
What counts as cross country running?
Cross country running usually means running over a marked outdoor course with natural or uneven terrain. Choose the activity that best matches the route, distance and event you plan to take part in.
Is cross country running the same as trail running?
Not always. Cross country usually takes place over a defined course, while trail running may cover longer or more remote routes. If trail running is listed separately, select the activity that accurately describes your plans.
Can I attend a cross country running training camp?
Cover can be available for amateur training camps. Select cross country running when getting your quote and check that the planned training sessions are included.
Are marathons and ultramarathons included?
You should select the exact activity you plan to take part in, so cross country running would not cover a marathon.
Is professional cross country running covered?
No. Cover is for amateur participation only. Professional, contracted or paid running is not covered.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if cross country running is shown on your policy documents and the claim meets the policy’s terms and conditions.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.
