Over 100 activities included at no extra cost on Direct Travel policies.
What are beach games?
Beach games are casual, recreational activities played on the sand during a day at the beach. This might include throwing a frisbee, playing bat and ball or joining an informal family game.
Organised sports such as beach volleyball or beach football may be listed separately, particularly if you are training or taking part in a match or tournament.
Are beach games covered by travel insurance?
Casual beach games are usually included as standard, although activity lists vary between policies.
Check the policy’s standard activity list and select any named sport separately when getting your quote. Beach games should not be used as general cover for organised sport, competitions or water-based activities.
Things to remember:
- Beach games generally means casual, recreational play
- Select named sports such as volleyball or football separately where available
- Check whether organised matches or competitions are excluded
- Keep the playing area clear of other beach users and nearby hazards
- Wear sunscreen, stay hydrated and take breaks from the heat
What can travel insurance help with?
If you are injured while taking part in an insured beach game, emergency medical expenses and repatriation can be covered, subject to the terms and limits of your policy.
Your policy can also provide cover for cancelling or cutting short your trip for specific insured reasons. Personal liability may be included, depending on the policy selected, the activity and the circumstances of the claim.
Beach Games FAQs
Are beach games covered as standard?
They are usually included as standard, but activity lists vary. Check the applicable Policy Wording and make sure any specific sport you plan to play is included.
What activities count as beach games?
Beach games generally means informal recreational activities, such as throwing a frisbee, playing bat and ball or joining a casual family game on the sand.
Does beach games cover beach volleyball?
Do not assume it does. Volleyball may be listed as a separate activity, especially if you are training or taking part in an organised match. Select volleyball where appropriate.
Does beach games cover beach football?
Casual kickabouts may fall within recreational beach games, but organised football matches can be treated differently. Select football or the most accurate activity if you are joining a formal game.
Can I take part in a beach tournament?
Not necessarily. Organised, timed or competitive events may be excluded or require the named sport to be selected. Check the applicable Policy Wording before entering.
Are water sports included as beach games?
No. Swimming, surfing, paddle boarding, jet skiing and other water-based activities should be selected separately where appropriate.
Can medical expenses be covered if I am injured?
Emergency medical expenses can be covered if the beach game is included on your policy and the claim meets its terms and conditions.
Can I get cover if I have a medical condition?
Pre-existing medical conditions are considered separately from activity cover. Declare them when getting your quote, as cover is subject to medical screening and acceptance.
Cover is subject to the terms, conditions, limits and exclusions of your policy. Check the applicable Policy Wording and your policy documents before taking part.
