Credit cards 'offer extra layer of protection for travellers'
Holidaymakers should take a range of payment methods with them when they travel, but credit cards could be one of the safest ways to pay, the UK Payments Association (APACS) has said.
Travellers should look to take a combination of cash, travellers cheques, plastic cards and possibly pre-paid cards when sorting out their holiday spending money this summer, said Addy Frederick, PR assistant at APACS.
She explained that plastic cards were "probably one of the safest ways to pay" because they "offer you an extra layer of protection".
Items costing more than £100 but less than £30,000 can be claimed for under Section 75 of the Consumer Credit Act if they were paid for on a credit card and were faulty or not received, she added.
Ms Frederick advised travel insurance customers to take the address and telephone number of their card issuer with them on holiday, in case of an emergency.
According to the Foreign and Commonwealth Office, an air ambulance from the Canary Islands could cost holidaymakers without a travel insurance policy between £12,000 and £16,000 if things go wrong.
Cheap holiday insurance from Direct Travel Insurance could be one way to keep total holiday expenditure down.
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