With autumn nearly over and heavy snow already falling in Austrian resort of Lech over the weekend, some will inevitably start to plan their next ski or snowboard holiday.
Choosing the right travel insurance can be daunting as we all know the risks associated with the combination of speed, extreme weather conditions and competitiveness. Direct Travel Insurance recommends that snow enthusiasts look out for the following benefits when shopping around for winter sports travel insurance.
What to look out for in a good ski travel insurance:
Medical & Air ambulance costs including Search and Mountain Rescue
Personal liability if you are the cause of someone else being injured
UK physiotherapy to help you recover from a winter sports injury
“Ski pack” cover (the cost of ski school fees etc..) if you can’t ski or snowboard as a result of an injury once you arrive at the resort
Piste closure cover – due to high winds, lack of snow etc…– check and make sure you don’t have to prove that 100 per cent of all local resorts are closed (80% per cent is more reasonable)
Off-piste skiing and snowboarding permitted (as long as it is not against local authority advice)
Scheduled airline failure cover
Ski and snowboard equipment cover: Check that it is separate from personal possession cover, for those who have their own equipment
Jonathan Hewett, Vice President - Consumer Marketing at Direct Travel Insurance said: “It is so easy to be confused by the large number of travel insurance companies around, so starting with a checklist of what you really need before shopping around can be very useful, whether you are an accomplished skier or a complete beginner.”
Direct Travel Insurance full Premier Plus cover includes all the benefits mentioned above and many more, including cancellation cover, personal money and even a concierge service. It is priced at £20.50 per person for a seven day trip to Europe.
