23 Jun 2008

Children on holiday without parents Why pay twice for their travel insurance

Families who take out Annual Multi-trip policies with Direct Travel Insurance need not buy another separate policy if their children are going on a school trip, or if they are being taken on holiday by grandparents, or if they are going away with friends this summer.

For as little as £46 a year, Direct Travel insurance provides cover for a whole family travelling together or for each member, including children, travelling independently to Europe, including Turkey and North Africa. The benefits include:

  • No limit to the number of trips made abroad during the cover period.
  • A large selection of sporting activities automatically covered, including children’s favourites such as archery*, canoeing+, cricket, cycling*, go-carting*, horse riding, ringos, snorkelling, wall climbing and wind surfing*, as well as older teenage hazardous adventures such as abseiling*, bungee jumping, jet skiing*, mountain boarding, paintballing*, parasailing, quad biking* and shooting*.
    (+ Up to Grade 2 rivers; * Except Personal Liability Cover)
  • The same level of cover for a single parent family starts from £42 per year

Mark Shaw, Managing Director at Direct Travel Insurance, said: “Some travel insurance providers do not allow all family members to travel independently, and those who do often impose the restriction that children have to be accompanied either by an adult or even by the lead traveller only. At Direct Travel Insurance, we want children on a family policy to also have the freedom to travel in a variety of ways, because we see such extras as an integral part of the quality of our service. My advice to parents is to check first to prevent paying out more premium for their children’s trips.”

Source Defaqto 23/06/2008
Insurance
provider
Annual European
family cover
Annual European
single parent cover
Can children travel
independently?
DEBENHAMS £70.20 £70.20 NO
DIRECT TRAVEL
(Standard)
£46.00 £42.00 YES
HSBC (31 days) £103.41 £96.46 NO
NORWICH UNION
DIRECT (31 days)
£89.32 £82.60 NO
TESCO (Pay at Till) £120.99 £120.99 YES