If you have a medical condition for which you would like cover, you are now able to get a quote online from Direct Travel Insurance’s medical screening system.
We cover many medical conditions for no additional premium, but if there is a charge to provide cover, you will have the choice of whether to pay this or whether to purchase your insurance with cover for the medical condition excluded. It’s quick, easy and you can get covered in minutes!
Any respiratory condition, heart condition, circulatory condition (including hypertension, stroke, transient ischaemic attack) or any cancer or cancerous conditions for which you have ever been diagnosed or received treatment.
Any medical condition for which you are currently prescribed medication.
Any psychological or psychiatric disorder (including anxiety or depression) you have been diagnosed or treated for within the last two years.
Any other medical condition for which you have consulted a hospital specialist or needed inpatient treatment within the last 12 months.
Please note that cover will not be provided for any claim arising from undisclosed medical conditions, and it is consequently of vital importance that you disclose if you have a pre-existing medical condition.
We are able to cover the vast majority of pre-existing medical conditions under our Standard, Premier, and Premier Plus policies. Cover for pre-existing medical conditions is subject to a declaration of all conditions and our acceptance of them. We are unable to cover pre-existing medical conditions on budget policies.
You may be required to pay an additional premium in order to include cover for your pre-existing medical conditions.
Note that our policies do not cover travel in, to or through Afghanistan, Cuba, Liberia and Sudan, please check the Policy Wording for details.
Direct Travel Insurance is a trading name of UNAT Direct Insurance Management Limited, which is authorised and regulated by the Financial Services Authority (FSA Number 312350).
