If I have depression do I need to declare it?

Yes, you need to declare anything relating to any diagnosed psychological or psychiatric disorder, anxiety or depression which you or any person whose condition may give rise to a claim, have suffered from, required medication or treatment for in the two years before you bought this insurance. You can make a declaration online by going through the medical screening questions during your booking or by calling the Direct Travel Insurance Customer Services department on 0845 605 2500 for a quote.