Will my insurance become invalid if I have to return home in an emergency? Our Backpacker policy allows you to make a single non-claim related return trip to the UK, of up to 14 days duration, at any stage during the life of your policy. There are no limitations on the reason for the trip to the UK - special occassions with family or friends, exam re-sits and homesickness are all equally valid - and you can recommence your journey without invalidating your cover (many insurers do not provide cover once you have returned to the UK).