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Pack Type |
Section |
Level of Cover |
Description of Cover |
|
| |
 |
 |
 |
 |
| Medical Expenses * |
£5,000,000 |
24-hour emergency assistance, search and mountain rescue, direct payment of hospital
bills and repatriation when necessary |
| Hospital Benefit |
£500
£10 per day |
Cash benefit for
each 24-hour period that you are in hospital as an in-patient |
| Emergency Dental
Treatment * |
£200 |
For emergency treatment
to relieve sudden pain |
Personal Accident
Death Benefit (subject to age restriction) |
£15,000
£5,000 |
Compensation for
loss of limbs, sight, permanent disablement, or death following an accident |
Personal Liability **
(£100 excess) |
£2,000,000 |
If you accidentally
injure someone or damage their property cover is provided for costs that you are legally liable for (this cover does not apply
if you are driving a motor vehicle) |
| Legal Advice |
£25,000 |
Legal assistance
to pursue legal action as a result of death, illness or injury during the period of insurance |
| Loss of Passport |
£250 |
To replace your passport
if it is lost, stolen or destroyed |
| Travel Advice Service |
Included |
Free travel advice
service including passport, visa and vaccination information, travel and security updates, urgent message relay service and
24-hour emergency hotel and ticket reservations |
| FREE Stopover
Cover |
Included |
Spend up to a maximum of 14 days of your trip in any area, worldwide |
|
| |
|
|
|
|
Personal Possessions *
Single Article, Pair or Set/Valuables Limit |
£1,500
£200/£200 |
If your baggage is damaged, stolen, lost or destroyed |
Personal Money *
Cash Limit |
£500
£150 |
If your money is lost or stolen from your person, locked accommodation or safety deposit box |
| Delayed Personal Possessions |
£100 |
To replace essential items if your baggage is lost or stolen on your outward journey for more than 12 hours |
|
| |
|
|
|
|
| Cancellation or Curtailment * |
£2,000 |
If you have to cancel or cut short your journey due to illness, bereavement or other circumstances detailed in the policy wording |
| Abandonment * |
£2,000 |
After a delay of 12 hours if you decide to abandon your journey before you leave the United Kingdom |
| Delayed Departure |
£100
£10 after 12 hours |
If the aircraft, sea vessel, train or coach on which you are booked to travel is delayed at its departure point by more than 12 hours |
| Missed Departure |
£500 |
If you do not get to your departure point because public transport does not run to its timetable or the vehicle you are travelling in has an accident or breaks down |
|
| |
|
|
|
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| Hijack |
£500 |
We will pay £100 for each 24-hour period you are held illegally against your will |
| Criminal Injuries/Mugging |
£500 |
If you receive bodily injury and require medical treatment following a violent and threatening attack we will pay you £100 compensation and up to £50 for each 24-hour period you spend as an inpatient |
| Catastrophe |
£500 |
Extra accommodation and transport costs if you cannot use your booked accommodation as a result of fire, flood, earthquake or storm |
| Scheduled Airline Failure |
£1,000 |
We will pay up to £1,000 towards any additional costs you incur if the scheduled airline providing your flight arrangements becomes bankrupt |
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*An excess of £100 will apply to all sections marked with an asterisk. The excess will apply for each and every claim per incident per section for each insured person (please see policy wording for details). If you wish to decrease the excess to £50, this will increase the premium by 10%
.
**Please note that the excess under Personal Liability is not reducible. |
| To view the travel insurance comparison for other Direct Travel products please click here. |
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